225 N.E. Mizner Blvd.
Advanced Time SegmentationTM (ATS) is ideally for clients who are currently retired or are within15 years of retirement. ATS is a proprietary Financial Planning Strategy that addresses thethree biggest concerns of retirement - income, risk, and inflation - by creating inflation-adjustedincome, that addresses risk by giving equities time to potentially grow untouched.
Advanced Time Segmentation is a different way of looking at financial planning. At its core, we match our client’s assets to their income liabilities. Meaning, we lay out a strategy that creates inflation-adjusted income that addresses risk by giving equities time to potentially grow untouched. This approach allocates assets into different time segments based on the period of time when those assets are expected to generate income.
SOLVING THE RETIREMENT INCOME CHALLENGEMost retirees or pre-retirees with a wealth accumulation strategy, hunger for stability and are attempting to avoid risk. They strive to build their portfolio on investments that will provide income for their lifetime and beyond. We use an approach to retirement planning that incorporates time-segmented retirement income distribution, a strategy that aims to provide investors with stability, growth, and income.
OUR STRATEGYAdvanced Time Segmentation seeks to provide investors with stable, predictable income while giving time for future possible growth. We take principles that were once exclusive to the wealthy and make them accessible to everyone. We mathematically calculate your risk, inflation adjust your income, and strive to ensure a lasting legacy. We do all of this by implementing a strategy with every portfolio so that time is on your side.
BUILDING CONFIDENCEA financial plan needs to focus as much attention on wealth distribution in retirement as it does on wealth accumulation during one’s working years. A successful time segmented wealth distribution plan is designed to provide the same confidence for retirees in their 90’s, as it did in their 60’s.
ADVANCED TIME SEGMENTATION®Advanced Time Segmentation is a strategy that matches unique retirement income needs with time-segmented investments. This approach segments retirement assets into certain categories. The categories are based on the period of time in retirement when the assets are expected to generate income.
TIME SEGMENT #1 - IMMEDIATE INCOMEShort-Term Assets are matched to Short -Term liabilities. This segment is designed for income, and is where your short-term assets are matched to your short-term liabilities. A portion of this segment is invested in vehicles designed to provide income for life. The remainder of the segment is invested in strategies designed to be spent over a five to seven year period, thus buying time for potential growth in the remaining segments.TIME SEGMENT #2 - FUTURE INCOMEThis segment is used to pre-fund future income and address inflation needs. This segment has the potential to grow for a certain time period before it is necessary for income.TIME SEGMENT #3 - LONG TERM GROWTH Long-Term Assets are matched with long-Term liabilities. This segment is designed for long-term income and growth, with a typical time horizon of at least 15 years. In this segment, your long term assets are matched to long-term liabilities. By withdrawing assets from segments #1 and #2, segment #3 investments can be left untouched to help satisfy your long-term retirement needs.
YOUR WEALTH DESERVES A STRATEGYWe encourage you to contact us to discuss your specific needs and questions. We look forward to helping you pursue your dreams and financial goals.To Download the ATS Brochure (click here)